There is a lot of noise being bantered about regarding how much money it takes to be rich in Australia. And there’s often fuss made about all those rich greedy property investors. So just how many Australian households hold an investment property? The Australian Taxation Office recently released their latest stats on property investment, so …
How many Australians own an investment property? Read More »
Without always knowing it, property investors are pre-programmed with a range of biases which may cause them to interpret information incorrectly and thus undertake sub-optimal investment decisions. Let’s discuss 9 of the key biases that Australian property investors must overcome… 1. Hindsight bias How many know-it-all commentators now confidently proclaim that the financial crisis and …
Have you ever had a strong opinion (belief) about investment markets which was subsequently proven to be incorrect? A recent example was when many people predicted borrowers would be forced to sell their properties due to the Covid lockdowns and the market would crash. This outcome now seems unlikely. It is my view that a …
If they’re armed with all the research available in today’s information age, why can’t economists agree on where are our property markets are heading? In fact a better question would be – why do so many get it wrong? The simple answer is that market movements are far from an exact science. The fundamentals are …
Some people are calling this the weirdest recession. We’re in the middle of a pandemic, unemployment is rising, yet our housing markets are remaining resilient. In fact, there are increasing signs that the modest coronavirus-induced housing correction is coming to an end and that the housing market is on the move again. Last week I …
When it comes to property investment you’ll often hear two conflicting philosophies advocated. Some suggest you should invest in property to achieve positive cash flow – that’s when rental returns are higher than your mortgage repayments and expenses leaving money in your pocket each month. Others suggest you should invest for capital growth looking for …
Negative gearing vs positive gearing – which makes for better property investing? Read More »
In the wake of the Federal Budget, a number of common questions keep coming up. In a recent article, Diana Mousina, Economist – Investment Strategy & Dynamic Markets at AMP, gave her views on the issues currently occupying the attention of many Australians. Can the Commonwealth afford this level of debt? 2020 was supposed to be …
Answers to the questions on every investor’s minds Read More »
Some experts are calling the new simplified lending rules a huge economic game changer which will deliver benefits for everyone, but I wonder if they could be more spin than win. It sounds fantastic in theory – a debt led recovery, with relaxed lending restrictions freeing up huge amounts of credit and supercharging our economy …
More spin than win – will looser lending really ignite the property market? Read More »
Times are changing, no longer is the property news all good and the many mixed messages in the media are causing some would-be investors to doubt their decisions. Fear and uncertainty leads to procrastination and lack of action as you tell yourself “I’ll get around to it”, but you never actually do. So, to overcome …
How to overcome the biggest investment fears of many beginning property investors Read More »
